Affordable Health Coverage for Businesses & Individuals
Comprehensive, budget-friendly health plans designed to meet your unique healthcare needs.
Sapphire Plan
Basic Essentials
₦30,000
/year
- Telemedicine (GP consultations only)
- Medications (Essential prescriptions)
- Outpatient Care (Covers 3 GP consultations via telemedicine monthly)
- Inpatient Care (Standard ward, 10-day coverage)
- Chronic Disease Management (Medication refills)
- Pharmacy Benefit (Pick-up only, limited options)
- Dental & Eye Care (Basic cleanings, exams)
- Preventive & Wellness (Health talks only)
- Diagnostic Tests (Malaria test, Full Blood Count, E/U/CR test once a quarter.)
- Emergency Services (Not covered)
- Maternity Services (Not included)
- Mental Health Support (Not included)
- Major Disease Coverage (Not included)
Sterling Plan
Best Value
Comprehensive Care
₦50,000
/year
- Telemedicine (GP & specialist consultations)
- Medications (Comprehensive prescriptions)
- Outpatient Care (3 GP consults via telemedicine + 1 Specialist visit monthly)
- Inpatient Care (Unlimited days, full inpatient support)
- Chronic Disease Management (Full support: medication, specialist care)
- Pharmacy Benefit (Includes delivery, wide drug availability)
- Dental & Eye Care (Comprehensive, incl. surgeries, frames, lenses)
- Preventive & Wellness (Full screenings: blood pressure, cholesterol, more)
- Diagnostic Tests ( Extensive: blood tests, imaging, E/U/Cr, etc.)
- Emergency Services (Full emergency support: ER, transport, ICU)
- Maternity Services (End-to-end maternity: antenatal, delivery, postnatal)
- Mental Health Support (Psychiatric care, stress management)
- Major Disease Coverage (Cancer, dialysis, and stroke care included)
Sapphire Plan
Basic Essentials
₦2,500
/month
- Telemedicine (GP consultations only)
- Medications (Essential prescriptions)
- Outpatient Care (Covers 3 GP consultations via telemedicine monthly)
- Inpatient Care (Standard ward, 10-day coverage)
- Chronic Disease Management (Medication refills)
- Pharmacy Benefit (Pick-up only, limited options)
- Dental & Eye Care (Basic cleanings, exams)
- Preventive & Wellness (Health talks only)
- Diagnostic Tests (Malaria test, Full Blood Count, E/U/CR test once a quarter.)
- Emergency Services (Not covered)
- Maternity Services (Not included)
- Mental Health Support (Not included)
- Major Disease Coverage (Not included)
Sterling Plan
Best Value
Comprehensive Care
₦5,000
/month
- Telemedicine (GP & specialist consultations)
- Medications (Comprehensive prescriptions)
- Outpatient Care (3 GP consults via telemedicine + 1 Specialist visit monthly)
- Inpatient Care (Unlimited days, full inpatient support)
- Chronic Disease Management (Full support: medication, specialist care)
- Pharmacy Benefit (Includes delivery, wide drug availability)
- Dental & Eye Care (Comprehensive, incl. surgeries, frames, lenses)
- Preventive & Wellness (Full screenings: blood pressure, cholesterol, more)
- Diagnostic Tests ( Extensive: blood tests, imaging, E/U/Cr, etc.)
- Emergency Services (Full emergency support: ER, transport, ICU)
- Maternity Services (End-to-end maternity: antenatal, delivery, postnatal)
- Mental Health Support (Psychiatric care, stress management)
- Major Disease Coverage (Cancer, dialysis, and stroke care included)
Plan Comparison
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Premium
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Campaigns
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How It Works:
Simple, Seamless, and Supportive
Frequently Asked Questions
What health plans does Heala offer?
Heala offers a variety of micro-insurance plans tailored to meet the needs of both individuals and businesses, ensuring comprehensive coverage at competitive rates.
Can I customise my coverage?
Yes, Heala’s plans offer flexibility to add coverage options that suit your specific needs.
How do I access my benefits?
Once enrolled, you can easily access your benefits through the Heala platform, with support from our partner healthcare providers nationwide.
Are the health plans underwritten by a licensed insurer?
Yes, the health plans offered by Heala Tech Ltd. are underwritten by licensed insurance partners, ensuring reliability and security in your coverage.
Is there a waiting period for coverage?
Coverage typically begins immediately upon enrollment, but specific details can vary by plan. Please contact us or refere to your plan documentation for precise information.
How do I cancel my plan?
If you wish to cancel your plan, you can do so by contacting our support team through the Heala platform for assistance with the process.
Have Questions or
Want to Learn More?
Contact us today to discuss your micro-insurance options or book a demo to see how Heala can transform your healthcare experience.